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2016 CGAA Insurance, Game Forms, Membership Structure and Organization

posted 1 Jul 2014, 14:11 by Canada GAA   [ updated 22 May 2016, 13:53 ]

Please be advised and reminded that as per Canadian GAA Bye Law # 20, all Competitions, Tournaments and Challenge games must be sanctioned and approved by the Canadian GAA. The facilities to be used for any of these events also require the approval of the CGAA, and a permit for use of the facility must be obtained from the administrator in control of the facility, e.g. municipality or school board etc. The exact same rules and regulations apply to practice and training facilities. Games, practices, training and events that do not have the prior approval of the CGAA, and or the use of a facility without having first obtained a permit, shall be deemed a “Non-Sanctioned Event” and as such will not be covered by insurance policies issued to the CGAA.

Canadian Inter Club Challenge Games   

Canadian Inter Club challenge games require the sanction of the CGAA. All applications must be received at least seven days prior to the date of the proposed game, and should be submitted to the Secretary of the CGAA at: secretary.ca@gaa.ie
Referee’s report for disciplinary purposes should be submitted to the Secretary of the CGAA at: secretary.ca@gaa.ie


Participation in Tournaments and Challenge games outside of Canada requires sanction from the relevant Counties. 


CGAA sanction will now be contingent on the purchase of Medical Travel Insurance for all Clubs participating in out of Country competitions, more specifically where players are participating in Gaelic games outside of Canada.

Why Do I Need Medical Travel Insurance


The costs of Out of Canada medical coverage and hospitalization can be crippling,  obtaining Medical Travel Insurance prior to leaving Canada takes away the risk that you will have to pay the bill if you get sick and need treatment or have to spend any time in a hospital while away from home. Medical Travel Insurance takes care of the expenses related to sudden, emergency illness or injury and helps protect your financial security by covering the costs you might encounter if you need urgent medical assistance when you’re abroad.

 

Background

In August 2011, Fermanagh footballer Mark McGovern and his family were left facing medical bills of over $1m after Mark sustained a serious head injury while participating in a Gaelic Football game in San Francisco. Mark had purchased Medical Travel Insurance prior to arriving in the United States, however, the policy did not provide coverage for participation in contact sports, consequently, coverage was denied by the Insurance Company   

Taking Responsibility

At the time of Mark McGovern’s injury the Director General of the GAA Paraic Duffy said "We all have to take responsibility", "We can't let this happen again." Mr Duffy added: "What we hope to achieve is that in future any player leaving Ireland and going to play Gaelic Games in the United States as Mark did, will be covered by insurance from the GAA in Ireland." The decision to extend the GAA's insurance coverage was  "a direct result of Mark McGovern's catastrophic injury." 

CGAA Concurs with the Director General

The CGAA concurs with the Director General's advisory and opinion, and the CGAA on behalf of its player/participants have sourced and secured Medical Travel Insurance.

CGAA Medical Travel Insurance

The CGAA takes the general welfare of its players very seriously, and in order to protect its players to the fullest, the CGAA now provides access to Medical Travel Insurance coverage for all players who travel outside of Canada intending to participate in Gaelic Games, (Tournaments or Challenge Games)

Club Responsibility

If you're Club is planning on travelling out of Canada to participate in a Tournament or Challenge Game, it is the Clubs responsibility to make sure that the Club's players participating in Gaelic Games outside of Canada, purchase the CGAA Medical Travel Insurance. It gives the players a simple and affordable way to protect against the cost of unexpected emergency medical expenses that may occur during their trip.

Provincial Health Plans

Leaving Canada, once you cross the border, if you get injured in the US or anywhere else abroad, you may not be covered by your Province’s Health Plan, or Provincial coverage may be limited. In the event of a claim, you may have to pay for any treatment and related healthcare costs yourself.

 

Providers of Medical Travel Insurance

There are many providers of Medical Travel Insurance, read the fine print, most do offer Incidental Insurance Coverage, but do not provide coverage for participation in a contact sport.

Incidental Insurance Coverage

Incidental Insurance does not provide coverage for participation in a particular event or  organized activity, Incidental Coverage would typically provide cover for innocent bystanders or spectators harmed or injured while attending an organized event but not participating in the actual event,  given the nature of our sport (Gaelic Games being a contact sport) if a player were to purchase Incidental Coverage and then participate in a contact sport or organized event, the player would voluntarily assume the risk by virtue of his/her participation.

CGAA Medical Travel Insurance Coverage

The CGAA Medical Travel Insurance covers up to $2M  million per person in the event of an unforeseen, unexpected medical emergency, illness or injury during the trip, and, the CGAA Medical Travel Insurance Coverage is automatically extended to players participating in Gaelic Games.

CGAA Medical Travel Insurance Premium

The cost of the CGAA Medical Travel Insurance is $4.00 per day, per person, days are inclusive of the date of departure from Canada and the date of return to Canada.

Sanction of Tournaments and Challenge Games. 

Effective immediately,  sanction of Tournaments and Challenge Games outside of Canada by the CGAA, will be contingent on the purchase of the CGAA's Medical Travel Insurance, or alternative Medical Travel Insurance deemed appropriate, coverage must extend to the playing and participation in Gaelic Games.

Relevant Documents

For your easy reference please find attached:

1.      Medical Travel Insurance Policy

2.      CGAA Out of County Challenge Game Application

3.      CGAA Out of County Tournament Application

4.      CGAA Challenge Game Enrolment Form

5.      CGAA Tournament Enrolment Form.

6.    CGAA Insurance Certificate Application

OUT OF COUNTY CHALLENGE GAMES

All out of County Challenge Games require sanction of the relevant Counties.

     

      CGAA sanction approval is contingent on the purchase of the CGAA Medical Travel Insurance prior to the Club or Individual (s) leaving Canada.

CGAA Medical Travel Insurance, applicable premium and payments must be arranged with CGAA treasurer Yvonne Morley at: treasurer.ca@gaa.ie

 

     Sanction applications must be submitted to the Secretary of the CGAA at least fourteen days prior to the date of the Game at secretary.ca@gaa.ie       

     A list of players intending to travel outside of Canada and participate in Gaelic Games must be submitted to the CGAA secretary three days prior to the date of the Game at: secretary.ca@gaa.ie 

 

      For disciplinary purposes, the referees report must be submitted to the

CGAA Secretary within three days at:  secretary.ca@gaa.ie


OUT OF COUNTY TOURNAMENTS

All out of County Tournaments require sanction of the relevant Counties.

 

      CGAA sanction approval is contingent on the purchase of the CGAA Medical Travel Insurance prior to the Club or Individual (s) leaving Canada.

CGAA Medical Travel Insurance, applicable premium and payments must be arranged with CGAA treasurer Yvonne Morley at: treasurer.ca@gaa.ie 

 

     Sanction applications must be submitted to the Secretary of the CGAA at least fourteen days prior to the date of the Tournament at secretary.ca@gaa.ie       

     A list of players intending to travel outside of Canada and participate in Gaelic Games must be submitted to the CGAA secretary three days prior to the date of the Tournament at: secretary.ca@gaa.ie 

     

      For disciplinary purposes, referees reports must be submitted to the

CGAA Secretary within three days at:  secretary.ca@gaa.ie




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Canada GAA,
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Canada GAA,
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Canada GAA,
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Canada GAA,
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Canada GAA,
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Medical Travel Insurance Policy.eml
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Canada GAA,
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